Constructing a new house- Part III - Purchasing furniture - Perumbavoor, a hub of furniture Cochin contractors

Constructing a new house- Part III-

 Purchasing furniture 

Perumbavoor, a hub of furniture - Cochin contractors

Kunnivaaka - Rs. 22,000/-

Furniture is an important utility feature of every house which gives the house an elegant and warm look.  Furniture used in Kerala houses are mostly handmade ones by very skilled craftsmen.  Unique nature of Indian furniture made out of hard wood helps to bring the focal point of every room to the furniture inside it.

Purchasing good furniture is not an easy task as it involves huge amount of money and a little artistic sense. Capacity to take proper decisions based on the requirement and financial viability plays a very crucial role in the selection of furniture.

Perumbavoor, a small town near Ernakulam city has became a hub of activities connected with furniture for the last two three decades.  A place named Nellikkzhi is famous for its numerous outlets with different varieties  of finished furniture  made of rose wood, plantation teak, Kunnivaka  available in sufficient  quantities and matching to the requirements of every type of customer.

Furniture matching to the requirements of both an average house holder and very rich person are readily exhibited there. Anybody can go there and see for himself. For marriage and house warming purposes hundreds of people from different parts of Ernakulam come here regularly and purchase furniture.

As we are contractors and suppliers of all type of building materials and allied substances necessary in every house, we had tried to come into to contact with some of the furniture manufacturers and we have made an agreement with one of the best furniture manufacture in that area. So if you contact me we can deliver the furniture which you require at the lowest rates available in Kerala.

Where ever be your place, you can contact me and talk to me. Examples of furniture and their prices are quoted here for showing how reasonable and valuable they are. You may go through it, compare it with prices at which such furniture are sold in your neighbourhood, and if you feel that it will be good if you to reach Perumbavoor for furniture, then call me. On receiving the call, I can go to the shop and show you the different varieties and their prices through skype.

You can select the desired ones, if the prices quoted are acceptable to you. I will buy them and send them to special vehicles rented for the purpose at moderate rates or through general transporting companies as you wish. I will be responsible for the safe transit of the furniture purchased.

Even if you are outside Kerala or outside India, it  is not a problem. I can arrange transportation of the furniture provided you are willing to pay the charges.  I really hope that this process will be beneficial to the purchaser as well as me the mediator.

The setty set shown above is made of kunnivaaka. Its price is Rs 22,000/- Kunnivaaka also known as rosewood of the common man is an excellant wood used for furniture works. The finish and color of the wood is at par with rose wood. A piece of furniture made of Kunnivvaka if properly finished and polished will look exactly like one made out of pure rose wood. The color and texture are not distinguishable even to a trained person. If you are a person who wants to have rose wood furniture, but cannot afford it, then don't worry, kunnivaaka is there to rescue you. Make a call to me, I will show you other varieties of furniture made out of this wood. If you are satisfied, I am here to do the rest for you.

For further details call me in my mobile number 9605933311

Rosewood - Rs.32,000/-

The furniture shown above is a sofa setty made of original rose wood. Its price is Rs 32 ,000/-. Please not that it is pure rose wood and you will not get this type of original furniture not less than Rs 35,000/- from any where in Kerala. As we are having special trade arrangements with this manufacturer, we only can buy and sell this furniture at the above rate. You inquire about the rate in any other shops and if you feel that this is the lowest price, you please call me in my number 9605933311. Don't get cheated by dishonest tradesmen who show Kunnivaaka furniture which look exactly like rose wood which is available for Rd 23,000 as I have explained in the earlier para of this article. 

All other arrangements can be made by me for transporting the furniture to any place in this world. One thing I want to assure you once again is that this is original rose wood and for this matter and for all warranties regarding the manufacturing defects etc, I can give you guarantee and I am ready to be held responsible for everything. My dear friends, please give wide publicity to this news among your friends and relatives as this is the business in which I am engaged at present to keep myself busy and  active.

For further details call me in my mobile number 9605933311

Kunnivaaka - Rs. 22,000/-

The setty set shown above is made of kunnivaaka. Its price is Rs 22,000/- Kunnivaaka also known as rosewood of the common man is an excellant wood used for furniture work. The finish and color of the wood is at par with rose wood. A piece of furniture made of Kunnivvaka if properly finished and polished will look exactly like one made out of original rose wood. The color and texture are not distinguishable even to a trained person. If you are a person who wants to have rose wood furniture, but cannot afford it, then don't worry, kunnivaaka is there to rescue you. Make a call to me, I will show you other varieties of furniture made out of this wood. If you are satisfied, I am here to do the rest for you. For further details call me in my mobile number 9605933311

Rosewood - Tandavam Rs. 62,000/-

The setty shown above is a wonderful piece of furniture carved in original Rosewood. This typr of setty is known by the trade name 'Thandavam'. Due to the intricacy of the design and consumption of more volume of wood, this type of setties are very costlier. Cost of this setty is Rs. 62,000/-.But if you  can spend some extra money and buy this type of a setty it will be an asset to you which you can be proud  of and your future generation will also be thankful to you. Please not that it is pure rose wood and you will not get this type of original furniture not less than Rs 65,000/- from any where in Kerala. As we are having special trade arrangements with this manufacturer, we only can buy and sell this furniture at the above rate. You inquire about the rate in any other shops and if you feel that this is the lowest price, you please call me in my number 9605933311. Don't get cheated by dishonest tradesmen who show Kunnivaaka furniture which look exactly like rose wood which is available for Rd 32,000 as I have explained in the earlier para of this article. 

For further details call me in my mobile number 9605933311

Constructing a new house - Part III - Crushed stones at lowest rate - Rate per tone - Cochin contractors

Crushed stones at lowest rate - Rate per tone

Crushed stone is a very essential building material used for concreting and allied purposes in the construction of houses and buildings. Usually crushed stones are supplied by building material suppliers in lorries and they charge each load of crushed material based on some arbitrary figure which refer to the volume of the material in cubic feet. They have fixed some figures for each type of vehicle and material cost is expressed in terms of the maximum cubic feet of material that such a vehicle can carry. In fact the load carried in such vehicles will be sagging which means that the maximum quantity that can be carried is not contained in the vehicle.

But in my activities connected with construction  work, one day I happened to go  to a crusher quarry near to kakkanad and to my surprise it is found that they are selling crushed stone,  rate of which  is charged based on the load contained in the vehicle. This seems  to be a better method than calculating the quantity in terms of cubit feet. In crusher quarries, the lorry carrying the crushed stone is weighed after loading the crushed stone and after subtracting the unladen weight of the vehicle the weight of the crushed sand loaded in the vehicle is calculated and thus the amount to be paid is also calculated.

But instead of showing the weighment certificate and collecting the price of the crushed stone plus the transporting charge of the vehicle, the building material suppliers are collecting arbitrary rates without mentioning anything about the actual quantity of crushed stone that is being supplied.

To safeguard the  customers from this malpractice I have decided to buy crushed stone from the quarries and supply to persons who are in need of it collecting the actual amount paid at the quarry as per the bill received  and the transporting charge for the material. If anybody is having a goods vehicle or can arrange  a goods vehicle for transporting crushed stand he can contact me. I will buy the crushed sand from the quarry where I have got contacts and the material can be transported to your house. If you have arranged the vehicle you need to pay only the amount as per the actual bill. Usually quarry people do not entertain strangers.However after so many days of frequent contact I have been considered as a metal dealer by one quarry and so it will not be difficult for me to buy and supply sand to other people.

I am also furnishing below the rates per tone of crushed stone (metal ). It was informed by the quarry owners that every tome of metal will normally contain 24 to 24 cubic fees of metal by volume.

Size  if crushed stone (metal)                      rate per tone in Rs

63 mm                                                  575

40 mm                                                  550

20 mm                                                  550

6mm                                                     550

It  may be seen that there is only a difference of  25 Rs in the rates of 63 mm metal and 6 mm metal. But in practice the building material suppliers charge very heavily  as the size of the metal becomes smaller and for the smallest size they charge very high charges calling it as baby metal.

If you are convinced about the real facts, do call me.  I am here to help you. If your roof slab is about to be constructed, do not hesitate, call me immediately. Calculate the weiht in kilogrmas/tones which may be needed for your work based on the tone cubic feet conversion ratio stated by me earlier. If you call me one day morning withing 3 to 4 houres the required quatitiy of metal can be unloaded in your compound.

For further details call me in my mobile number 9605933311

Constructing a new house - Part II - Category of different types of persons who construct houses - Cochin contractors

Constructing a new house- 

Part II-

 Category of different types of persons who construct houses

Cochin contractors

House constructed by one individual will be entirely different from the one constructed by another. This difference  happens due to many reasons. The most important reasons for this difference is the financial capacity of the individual who constructs the house and the differences in taste of individuals.

In my opinion the houses that are being constructed these days can be classified broadly into five categories’ based on the expenditure involved in the construction. The first category can be named as low income group. People in this group will not be able to accumulate more than one lakh rupees. For such people a place to take rest and sleep is somehow constructed with two rooms only.  For such houses no architect or contractor is required. The local mastry will be enough to supervise and construct such a house.

The next class can be considered as people who can spare upto two lakhs rupees and by taking a loan from a financial institution they will be able to arrange a total of 5 to 6 lakhs rupees for the construction of the house. For such people a concrete building with 400 to 600 square feet area will be enough.  Such houses may consists of a hall comprising of a drawing room and a dining room, one or two small bedrooms and a kitchen. For this type of house also the role of an architect or a contractor is irrelevant as such houses are constructed based on the already existing houses in the neighborhood.

The next class can be considered as people who can spare three to five lakhs rupees for their house construction and which can further be increased to 10 to 15 lakhs by bank loans, gold loans and help from friends and relatives. This group generally consists of employed people, teachers, merchants etc.  Their dream is to construct a concrete building around 1000 square feet or so.

The next class can be considered as people who can spare five to eight lakhs rupees for their house construction and which can further be increased on 15 to 20 lakhs by bank loan and other financial adjustments. These people include gazette officers, bank employees and other persons engaged in private companies where they get a good salary. They dream of constructing a house of about 1000 to 1300 square feet in area which normally includes a car porch also.

People who go for houses which costs more than 20 lakhs are not considered or categorized here as they are out of the scope of this contractor and hence it is decided that such matter need not be discussed here.

For the third and fourth categories the role of an architect is crucial in designing the house according to the requirements and ambitions of the builder and a contractor’s role is also very important as the builders of this type of houses generally are not willing to take the over burden of building the house under their responsibility.

If you have an architect known to you it will be better if you entrust the work of designing your dream house with him. In that case he will be able to design the house according to your choice and most probably he will know a contractor who can be entrusted the construction work. In a similar way if you know any contractor it is better that you consult the work with him. He will know some architect who has already designed for him. 

Constructing a new house- Part I - Design and estimation of construction cost- Cochin contractors

Constructing a new house- 

Part I -

 Design and estimation of cost of construction 

Cochin contractors

Constructing a home or remodeling an old home to match to the present day requirements and the comforts and passions of the people who are going to live there is an important task which has to be dealt with very cautiously and very carefully so that wastage can be avoided and the wild dreams of the person who is building it can be met to a better level.

In olden days, say about fifty years back or so, building a house was a very rare and unachievable task due to the poor income level of the common public. Only persons born in rich families did have the financial capacity to build a home. Ordinary people lived in ancestral homes as joint family. Usually separate houses were built by each individual family only at a late age of more than fifty or so. As there were more children in each family and as there was no scope of getting a decent employment which helps to earn money and as there was less support from financial institutions like banks, building a home was not even a dream among the common man.

As years rolled down the paraphernalia changed. Number of children in each family was reduced to three or four. Most of them got salaried jobs, even the wages of labourers increased considerably and many persons went to gulf and other foreign  countries were better remuneration was available and many banks also started giving good amount of money as housing loan and repayment period was also extended to fifteen or twenty years. All these factors helped the building construction industry and the people had an opportunity to dream about constructing a home.

Before constructing a house every individual has to consider the financial viability of such an attempt. What is his monthly income, how much amount he can save every month, what are the immediate requirements in the house to be constructed has to be decided first. After having a general idea about all these factors, he can have a general idea about the area of the house he is going to construct and the approximate cost of the building.  When this cost is calculated care has to be taken that the amount so calculated can be met from his personal savings and the loan amount that he may get from a bank. The loan is sanctioned from a bank taking your property as surety and considering your ability to repay the loan amount from your savings from the monthly income which is calculated after reducing the probable monthly expenditure.

If you have a flare for house construction and if you can spend some time for this purpose, it is better that you take up the responsibility of constructing the house by yourself. If you are a person ready to study new techniques and interested in inter action with human beings, it will be a very easy and satisfying task.

If you have a plot of land the first thing to do is to consult an architect and discuss the matter with him. Show him the site and explain clearly how much amount you can spend and what are the minimum requirements you would prefer to be present in the house. After a first meeting with the architect, you will be able to understand what all facilities can be provided for you for the amount you are going to spend. At this stage you can discuss this information with your family members and get their opinion in finalising the requirements to   the tune of your investment. After this you can again discuss with your architect. At this stage he will be able to show some rough sketch and this can further be modified in consultation with your family members.

Once the design is ready, you can ask for an estimated cost of the house. After getting the estimate and after ascertaining that the cost estimated is realistic and the facilities provided are adequate, you can decide whether you will be able to do that or whether you have to entrust it to another person as at his stage you would have a rough idea about the processed involved in constructing a house and whether you will be able to accomplish it or not.                                                                                                                                                                                                                                              

Crushed stone at lowest rate- rate per tonne- Cochin contractors

Crushed stone at lowest rate- rate per tonne

Crushed stone is one of the naturally existing materials widely used for construction purposes of roads. Buildings, houses, airports etc. It is very easy to acquire crushed material as it is naturally existing in abundance and no protest from any environmentalists or social activists have not created any major hazards in the mining or other connected crushing activity. So many crushers are functioning in and around Ernakulam and its neighbourhood and  the functioning of these crushers are going on very smoothly. But it has been found that when crushed stone is sold from the crushers using tone as the unit for calculating the amount of stone sold, it has been quite surprising to note that these crushed stones are sold to the public at square feet rate.

I think this is a ploy of the building material suppliers and the lorry owners to extract a good sum of money from the purchasers of crushed stone. Actually no building owner or small contactors are aware of the fact that the crushed stone is sold from the cushers on a per tone basis. Everybody believes that the crushed stone is purchased form crushers in quaries as a vehicle load and the rate for each load is fixed. So the purchasers believe that they are paying additional charges only for the transportation if the material. But this is not right. Anybody who want to venture with this new information and buy a load of crushed stone on a per tone basis can contact me in my mobile number 9605933311 and purchase the required amount of crushed stone.

 The lorry after loading the crushed stone will be weighed at the weigh bridge in the quarry and only for the weight of the load carried the purchaser has to pay. If you buy the crushed sand from me you will have to pay only the charges furhished below which  is the rates published in the quarry by the quarry owner. These rates are per tone and as per the information received from them  a tone of crushed sand will consist of 24 to 25 square feet of the material. You may consider this aspect the see how much profit you can if you purchase at per tone rate. The details are furnished below.

Size of crushed sand                       rate per tone

63 mm                                                  575

40 mm                                                  550

20 mm                                                  550

6 mm                                                     550

In the crusher in quarry msand is also available. This price of this material is also calculated based on tonnage. The rate of washed  msand for one tonne is Rs 950 and for unwashed msand It is Rs 850  per tone. If you find this more economical, don’t hesitate. Call me,  you can come with a vehicle arranged by you, load the vehicle within 30 minutes or so and return to your home happily after paying only for the material you  have loaced based on the weight of load in the vehicle. If there is big queue in the quary it may take some  extra time, in any case it won’t exceed 2 hours. Okay.. Thank you very much for coming over to this site and understanding the real facts. Be bold enough to act according to the knowledge you have just got.  If you do not need msand at present be kind enough to pass this information to your friends and neighbours who may be needing msand now or in the near future.

Anybody who wants to know more details can call me in my mobile number 9605933311

Sand for building purpose available at Ernakulam at Rs 60/- per square feet.

Sand for building purpose available at Ernakulam at Rs 60/- per square feet.

Availability of river sand is an important factor for the flourishing of building industry. Till recently river sand was mined form Bharathapuzha  and periyaar and there was no scarcity for river sand. But over mining of river sand from the above two rivers has evoked  much criticism and protest from  the environmentalists and the high court of kerala had ordered that the river sand collected through kadavus shall be sold through kalavaras the fair price outlet for construction materials. The high court also directed the State Government to take steps to open more kalavaras in the State for making the distriubution of mined river sand easier. These directions were passed by the court on the petition filed by the prakrithi samrakshana samithi,Aluva, after getting a report from Center for earth science studies in this matter. The court also permitted Ernakulam District Legal Expert Committee to  monitor the sand mining and alos imposed a condition that the quantity of sand mined should be half of the quantity mined in the previous year.

So procuring sand for construction purpose has become a very tedious and expensive matter and people are wandering here and there in search of sand. Today I had come across an agency near by-pass Ernakulam where they have stored great deal of sand and is being sold without any problem. When I contacted them  they told me their prices and also told me that they will get passed for the sand purchased and one can transport them easily to any place as they have got their own lorries which can be used for transporting purpose if no vehicle had already been arranged by the purchaser.

But one important fact which I could not understand was that they said it is mutty sand. I do not know what is mutty sand. It may be sand collected from the ground and not from river. The price of the sand is Rs 60 per square feet. And any amount of sand is readily available there. Anybody who wants to buy sand immediately can contact me in my mobile number 9605933311 and the required sand can be collected within 2 hours which is the time required to load the sand in the vehicle.

They also quoted Rs 5500 for a load of sand  in Alwyn Nissan which is expected to carry 70 square feet of sand  to be transported to kannamaly which is 25 kilometers form the site from where sand is loaded. At this rate I think one load of Nissan can be transported to other places which as per my calculation will include places like kumbalangi, Aroor, Udayamperood, Puthencruz. Piravam, Kizhakkambalam,Pattimatton, Alwaye. Varapuzha, Parur, Munambam, Pallipuuram, Cherai, Edavankkad etc. A slight difference if any based on the distance would have to be borne by the  purchaser. In a similar way they have informed that a load of Mazda which is expected to carry 110 square feet of sand to be transported to my  house at a rate of Rs 8500/- which includes that transporting charges and all other incidental expenses except the unloading charges which will have to be borne by the purchased of the sand. This load can be transported at this rate to the places mentioned above at the same rate.

Anybody who wants to know more details can call me in my mobile number 9605933311

Building your dream house

    Part IV

 Bank Loan

Constructing  a house is not an easy task as buying a motor vehicle or something like that. But many people think it like that and such people go on searching for a contractor who quotes the lowest rate for constructing the house. This is not the right thing to do. First of all you should have a clear idea about the house that you are going to construct. You should also study and understand what are the processes involved in constructing a house and what are the materials used and at what time each item of work is executes and what is the normal rate prevailing in your area. Knowledge about all these matters can be collected by watching the construction work that is taking place in your neighbourhood.

 When you start searching for a contractor you have keep in mind that the contractor you are searching should be a qualified and experience person who will be able to do his work as per the specifications of the architect.  He should also be having knowledge about the latest trends in this field as changes are taking place in house construction area very fast. If you have sufficient cash it will be very good and in that case you need not go for bank loan.

But even if you think that the money that you are possessing now will be enough for constructing the house, it is advisable that you go for bank loan, as the estimated amount, it is seen that increases many time during the course of construction of the house. Another thing is that every bank is giving house construction loans for long term periods like 20 years and so the emi amount will be less. Even though it may seem a little difficult in the beginning, as years turn, the value of money reduces and the amount that you are paying will be a burden for you. Further the monthly installment amount reduces as years roll by.

Another important thing is rate of interest. There may be a slight difference in the rate of interest charged by different banks. This difference usually ranges form 025 % t 1 %. This variation is not very important and there is no meaning in keeping the construction work pending for finding out a better bank with a lesser rate. It will be enough if you approach the bank where you are already having an account or a bank which is situated near to your house.

Documents needed for applying for bank loans

Even though the procedure and documents needed may be different from bank to bank, the documents listed out here are the documents needed by all most all banks. If you have property in your bank it is the duty of a bank to give bank loan for your house construction.

Some banks require your title deed to be pledged to the bank and some other banks also insist other persons with employment as sureties for your bank. However, these are not very difficult to obtain and hence you need not loss heart for this reason

1. The original deed of the property which specifies you as the absolute owner of the land.

2. Encumbrance certificate for the last 15 years obtained from the sub Treasury where your property was registered in your name. This certificate will show the details of liabilities, if any, the property is subjected to.

3. Land tax receipt in original for the current financial year in your name issued from the village where the property is included.

4. Possession and non attachment certificate issued by the concerned  village officer.

5.Loaction sketch of the property issued by the village officer. This is needed for the bank authorities to come and find out your property when they come for valuation of the property.

6. Building permit issued form the concerned local self government office.

7. Originals of all land deeds pertaining to the plot for the last 15 years.

8. Building plan approved by the panchayath or local body as the case may be.

9.Original estimate of the building

10. If there is any other building on it the original of the building tax receipt of the building for the current financial year.

 If all these documents are available banks will give about 80 % of the total estimated cost and this amount can be availed within a period of one month.

If you find it difficult or feel reluctant to approach the different offices to get the above mentioned documents, don’t  worry. We are ready to help you. As we are very familiar with this matter we can arrange all the certificate and bank loans for your house projects within a period two months at the maximum. One month or less than that may be required for obtaining all the documents such as plan, estimate, encumbrance certificate building permit etc. and an equal amount of time will be required for getting the bank loan also. In short, if you entrust us your house building project, we will do everything for you, right from the preparation of plan and estimate to obtaining loan and constructing your house.

For further details and enquiries you can call me at 9605933311